Your pension is probably your most valuable asset. It deserves proper attention.
Pensions are complex. The range of schemes, rules and options available has grown substantially over the years, and the decisions made around them, particularly at or near retirement, can have consequences that last for decades. In some cases those decisions cannot be undone.
We advise on pensions across all stages: reviewing and consolidating existing arrangements, advising on pension contributions and planning during your working years, and guiding you through the decisions that need to be made when you start drawing income.
What we cover
Reviewing existing arrangements to check they remain appropriate, competitive and correctly invested. Pension consolidation, where it makes sense to bring multiple pensions together. Drawdown structuring: how and when to access your pension, to manage tax and sustain income over time.
A note on independence
Pension advice is an area where tied advisers and product providers have their own incentives. As an independent firm, our only obligation is to you. We will tell you clearly when an existing arrangement is fine as it is, and when it is worth making a change.